Have you been putting off your regular dentist appointments? Now is the perfect time to get your oral health back on track. Your dental insurance plan includes annual benefits that might not carry over into the new year.
Get the most out of your insurance coverage by scheduling a consultation with your dental professional this month. Dr. Victor Gittleman, an expert dentist located in Morristown, NJ, outlines the benefits you should take advantage of before the end of the calendar year.
How Does Dental Insurance Work?
Most dental insurance plans include “use it or lose it” benefits, referring to the annual maximum, which is the amount your insurance provider will pay toward your dental care within one year. This maximum usually does not roll over into the next year if it is not used, so you are encouraged to take advantage of the benefits before the year ends.
If you purchased insurance through your employer, part of your paycheck is deducted and allocated toward these benefits. To avoid wasting this money, you should visit your dentist and discuss how you can maximize your benefits.
The particulars of your dental insurance plan may vary depending on your provider. You should review your policy to see the specific coverage available under your dental insurance.
How Can I Use My Benefits Before the Year Ends?
Most insurance plans cover two dental cleanings and examinations each year. If you have not visited your dentist for this type of routine visit, now is the perfect time to schedule an appointment. These cleanings are crucial to maintaining your oral health and can prevent costly emergency dental appointments down the road.
You can also schedule a consultation with your dentist to discuss treatment plans for other kinds of dental work covered under your annual maximum. You could be eligible for cosmetic or restorative dental solutions that you may have been avoiding due to their cost. Ask your dentist about financing options if you are concerned about exceeding your maximum.
Schedule a Dentist Appointment Today in Morristown, NJ
Morristown Cosmetic Dentistry offers dental cleanings and exams for optimal preventative dental care. Dr. Gittleman is a highly qualified dentist practicing in Morristown, NJ, specializing in general, cosmetic, and restorative dentistry, including periodontal care. To schedule an appointment or consultation with our practice, contact us online or reach our office by phone at 973.287.3337.